Dumb question: My mom is 85 and isn’t as sharp as she once was. She and I are seriously considering selling her rental home that she bought 10 years ago, because it’s too much of a pain to maintain. I did the math on a potential sale and our net profit after closing costs, taxes, etc. would be around $288K. I showed her that number and she goes “What about my down payment? I put down 110K.” I froze up on how to respond. Does anyone have a good ELI5-style explanation or a good analogy to put her at ease? Thank you in advance.