Is fixing this wall urgent or can I wait until next year? : RealEstate

So my wall has some bowing and I can see crack on it. I attached some images here.

My house is 30 years old. This winter has been pretty warm in my area and so it has been wet with mostly rain but with minor freezes so I’m assuming this is why I saw it. I just bought this house over the summer.

Do I need to get it done right away or can I wait until next year? My only reason is that money is a bit tight right now.

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