I just had a question on occupancy. I am purchasing this property as a primary residence when it already has 2 out of the 4 units occupied, I plan to occasionally live in one of the units (like ONCE a month) while collecting rent from the 2 other units to pay for the mortgage. fyi purchasing this property as a investment means a higher downpayment which I want to avoid.
Is this considered occupancy fraud? If so how would the mortgage lender check. Also my credit score is really good and the property that I own now my payments are always on time so I have a clean slate going into this deal.