3 Things to Know Before Getting the Delta Reserve AmEx

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Last fall, American Express announced that its Delta credit cards were getting revamped in the new year. This relaunch is a step in the right direction for Delta flyers, but understanding the changes can still be overwhelming for those searching for the right premium travel rewards credit card in 2020. If you’re thinking about applying for the Delta Reserve® Credit Card from American Express, these are the most important factors for you to consider.

The benefits are changing — and so is the annual fee

Starting Jan. 30, 2020, the Delta Reserve® Credit Card from American Express will get new benefits and bump its annual fee by $100. While the card will retain many of its benefits, there are some changes you need to be aware of:

Delta Reserve® Credit Card from American Express benefit changes

  • Earn 3x miles per $1 spent on eligible Delta purchases rather than 2x.
  • Receive a $100 Global Entry or TSA Precheck application fee credit.
  • Receive two one-time guest passes for access to the Delta Sky Club annually.
  • Access to AmEx Centurion Lounges when using this card to book your Delta flight.
  • Sky Priority Security access benefit will be discontinued.
  • “Miles Boost” is rebranding as “Status Boost.” Cardholders can earn 15,000 Medallion Qualification Miles (not bonus miles) up to four times per year, rather than twice a year. More on this below.

Terms apply.

» Learn more: Delta Reserve Credit Card: High annual fee, Sky Club access

Miles Boost is becoming Status Boost, and earnings will change

The Delta Reserve® Credit Card from American Express will no longer earn redeemable miles as part of Status Boost.

MQMs are different from Delta SkyMiles: MQMs count towards elite status and are earned based on distance flown and fare class. SkyMiles are earned based on ticket price and elite status level.

Qualifying for one of Delta’s four Medallion levels opens up even more special perks and benefits, like first class upgrades and waived fees.

Here’s a snapshot of the Status Boost bonus levels going into effect on Jan 30. 2020:

  • Spend $30,000 on the Delta Reserve® Credit Card from American Express, earn, 15,000 MQMs.
  • Spend $60,000 to earn another 15,000 MQMs.
  • Spend $90,000 to earn another 15,000 MQMs.
  • Spend $120,000 to earn another 15,000 MQMs.

Terms apply.

» Learn more: Delta Air Lines SkyMiles program: The complete guide

Your complimentary companion certificate comes with some strings attached

One high-value perk of holding the Delta Reserve® Credit Card from American Express is the complimentary Companion Certificate that is issued annually. Terms apply.

If you play your cards right, you should be able to easily cover the cost of the annual fee by utilizing the companion certificate.

The Companion Certificate is valid for one round-trip first class, Delta Comfort+ or Main Cabin ticket. The Companion Certificate must be redeemed at the same time your primary ticket is booked, and it is only applicable to Delta, Delta Connection and Delta Shuttle flights. Be prepared to pay up to $75 in taxes and fees per round-trip ticket.

The bottom line

Before signing up for the Delta Reserve® Credit Card from American Express, it’s essential that you understand the $100 annual fee price increase, the ways the benefits have evolved, how the card is focusing on MQM acquisition and the restrictions imposed on the Companion Certificate. Terms apply.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:

Planning a trip? Check out these articles for more inspiration and advice:
Top airline credit cards with companion tickets
Which Delta Air Lines credit card should you get?
Find the best travel credit card for you

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